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You've gotta at least start off with how good they were last year as an anchoring point seeing as they didn't make a change at QB or get somebody back healthy and then adjust from there. The anchoring point for the Chargers is that they were 11 7 with a 15 point differential if you include Chicago Cubs Frog Baseball Mascot Shirt don't see how any of what you said moves the needle that far away from 11 7/15. For a team like the Ravens who will probably have better QB health have a new star pass rusher and changed their entire coaching staff its a lot easier to project some radical change from the previous seasons results.